Comparing 6 courier accounting providers · prices checked October 2026 £120 setup · 48-hour switch · no exit fees
All services / The club
The club

Van finance & leasing

Lenders who understand self-employed courier income, instead of declining you on sight because you don't have a payslip.

What this actually is

Finance for the van — hire purchase, PCP or lease. The problem for couriers isn't the vehicle, it's proving income. Platform statements and self-employed accounts don't look like a payslip, and a lot of lenders simply stop there.

We point you at lenders who read courier income properly, and we can supply the accountant-prepared figures they'll want.

Why we're not a broker

Because arranging finance is regulated. We make the introduction and, where useful, prepare the income evidence. The lender and the broker do the regulated part.

What's included

  • Introduction to suitable lenders
  • Income evidence prepared for you
  • HP, PCP and lease compared
  • Deposit and term options
  • Balloon payment explained honestly
  • Ongoing cost logged as a business expense

Before you sign

Check the total cost, not the monthly. A longer term with a balloon payment looks cheap monthly and costs more overall. We'll help you read it.

We can prepare your figures →

Not sure it applies to you?

Tell us how you drive and we'll say straight whether you need this, and whether you'd be wasting money.

Get a straight answer →

How it works

STEP 01

Tell us the van and budget

New, used, lease or buy.

STEP 02

We introduce lenders

Ones that accept self-employed courier income.

STEP 03

You compare properly

Total cost, not just the monthly.

Common questions

Can I get finance with one year of accounts?

Often yes, with the right lender and platform statements. It's tighter in year one.

Is leasing better than buying?

Depends on mileage and how long you keep vehicles. We'll show both.

Do you charge me?

No — the lender or broker pays us a commission if you proceed.

Related

Everything else a courier pays for, we try to get cheaper.

Need a van?

We'll introduce lenders who understand courier income and check the total cost with you.

Get my quote All services